Who can Join Stima Sacco?
You can join STIMA SACCO today as an individual, group or corporate. Watch this video to find out how.
What is a Sacco?
SACCO is an abbreviation for Savings and Credit Co-Operative. It is an institution formed by a group of people who have a common factor, usually a profession or area of influence in order to provide a worthy return for their savings as well as empower their members by providing lower interest loans.
What are the services offered by Stima Sacco?
Stima Sacco offers financial services ranging from credit facilities, savings and investment.
What are the benefits of keeping money in a Sacco, compared to other financial institutions?
Low interest credit facilities, profit sharing and flexible repayment models are just a few of the advantageous differentiators between STIMA Sacco and other financial institutions. Watch this video to learn more.
How safe is one's money in a Sacco?
STIMA Sacco is a highly regulated financial entity to ensure all depositors’ funds are secure. Find out more by watching this video.
What is the difference between Shares, Deposits and Savings?
STIMA Sacco simplifies shares, deposits and savings, watch this video to understand the difference.
What are the requirements of joining Stima Sacco?
It is simple! A few documents and you’re a registered member. Learn more by watching this video.
What is the difference between a FOSA and a bank branch?
There’s only one difference. Watch this video to understand.
Is there a return on my savings and investments?
There definitely is. Watch this video to understand how and when they are paid out
What is share capital and is it refundable?
Find out the definition of share capital and what to do with your share capital when exiting a Sacco by watching this video
What are dividends and when are they paid?
Your savings is central to payment of dividends, understand why by watching this video.
Is it possible to transfer my deposits to another Sacco?
Learn the benefits of transferring your deposits from another Sacco to STIMA Sacco by watching this video.
How do you take loans at Stima?
It is a simple and straightforward process. Get the requirements by watching the video.
What are the required securities for taking loans for Stima Sacco?
STIMA Sacco gives an array of alternative securities to give you the opportunity to secure a loan. Learn the different options by watching this video.
What do I need to do when leaving / resigning from the Sacco?
STIMA Sacco is proud to offer seamless on-boarding and off-boarding processes. Watch this video to understand the off-boarding process.